Repay Holdings Corp (RPAY)
Pitch Summary: Repay is a vertically focused payments processor (auto, mortgage, personal lending, credit unions; smaller AP automation arm) throwing off hefty cash despite a brutal origination backdrop and a few idiosyncratic client losses. Shares trade ~7.5x depressed 2025 FCF (~$75m) and ~6.5x 2026 FCF (~$85–90m), with a formal strategic review (including a sale) underway. […]
