Mark Silverman, CFP®, leads Silverman + Associates Wealth Management with over 25 years of experience in financial planning and holds multiple professional certifications including CFP® certification, Certified Financial Educator (CFE), and an advanced certificate in Blockchain and Digital Assets. His career includes positions at major financial institutions such as AG Edwards, Merrill Lynch, Harris Bank, and M&I Bank, where he gained extensive experience in brokerage and trust services. Silverman founded the firm in 2008 after becoming concerned about conflicts of interest in traditional financial services models. The firm manages approximately $101.38 million in assets for 94 clients with an average account size of about $1.08 million and requires a $100,000 account minimum. Silverman defines high net worth clients as those with over $750,000 in investable assets or net worth exceeding $1,500,000. The firm maintains SEC CRD #157856 with clean regulatory standing and no disclosed infractions. Silverman extends the firm's reach through hosting the radio show and podcast '$aving With $ilverman' on local Arizona stations. The firm was founded in 2008 and achieved SEC registration in 2011. CFP® professionals must pass rigorous 10-hour certification exams and maintain strict ethical standards under the CFP Board's Code of Ethics and Professional Responsibility.

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Silverman + Associates Wealth Management, LLC operates as an independent, fiduciary-based financial planning firm emphasizing holistic, comprehensive financial planning services. The firm's core philosophy centers on the belief that 'Making Smarter Choices About Your Money Impacts The Quality Of Your Life.' Mark Silverman founded the firm in 2008 after becoming dismayed by conflicts of interest in traditional bank and brokerage models, seeking to create a practice that truly puts clients' needs first. The firm believes in developing personal relationships and gaining deep understanding of clients' goals to alleviate the stress many feel when dealing with money. They emphasize that everyone needs and deserves a comprehensive plan to achieve peace of mind regarding their financial future. The approach focuses on wealth preservation rather than merely income generation, with Silverman emphasizing 'it's not what you make ultimately, it's what you keep.' The firm serves as fiduciaries, legally required to place clients' interests ahead of their own. Their methodology involves diverse investment analysis including fundamental, technical, and cyclical approaches tailored to individual client goals. The firm conducts at least quarterly portfolio reviews and may employ sub-advisors while closely monitoring performance.

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